Saturday, August 1, 2009

Some things to keep in mind About Obama's Healthcare Plan

1. People complain about the high cost: Its true, the plan is expensive - but so is the current healthcare system. Right now, sick people go to the emergency room and receive treatments they can't pay for - treatments that wind up costing the hospitals, doctors, federal and local governments and taxpayer millions of dollars. The true cost of Obama's plan is the sticker price minus the current cost of healthcare - and that figure is not so large, especially since, unlike the current healthcare system, it will actually ensure that most people receive adequate coverage, the type that prevents them from having to go to the emergency room in the first place.
2. People complain it will be beaurocratic: It will be, but so is the current system, as anyone who's tried dealing with insurance companies knows. People say if government runs healthcare, you'll have to be on a waiting list for special surgery - but someone with insurance coverage under the current system might still have to wait a long time for special surgery, by the time they've gotten a referal from a general physician, found a specialist who is on their insurance's list of approved doctors, gotten that doctor to write to the insurance company testifying the surgery is necessary.... and at the end of the process they might find out that the surgery isn't covered by their insurance anyway, or that it's only partially covered. And we are talking about private insurance that people pay high premiums for.
3. If the government insurance plan doesn't satisfy people, they have the option of paying for private insurance. The government plan would be aimed at people who have no insurance now, or who can only afford the flimsiest insurance that pays for only basic services - and any insurance is better than no insurance, and if you're going to have a flimsy plan you at least shouldn't have to spend half your salary on it. Government plans benefit from competing with private plans, since when people buy private plans, it allows the government plans to serve less people and thus prevents them from becoming overburdened. People buying private plans still benefit from the government plan option, since it forces the private plans to keep their prices lower in order to compete with the government plan, especially if it wants to get money from the middle class. Right now, it knows it can rob the middle class because they have no other option.

2 comments:

Teja said...
This comment has been removed by the author.
Teja said...

It's interesting that i wrote my post before reading yours, and we make the exact same arguments.NICE.